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TapperMike

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Thanks Tom.  I was writing a long reply and now I've cut it in half

 

Aside from purchases both online and via my paypal debit card. I use paypal to receive income from my job in tech support.  As well I use paypal for various other uses.

 

I can see it working for me when dealing with my siblings.  We often buy in group for presents.  My Dad's birthday or Christmas gift. Or other things that we all invest in.  We've been doing this since we were kids. Here's a prime example where it would work for us.  We are planning a family reunion in September.  One sister will check for accommodation pricings So we can rent a large house for all of us to share rather then a hotel.  The rest of us contribute to the cost by sending her the money.  The sister who is organizing this lives in Florida most of the year and travels extensively.  Other sisters live in other states.  As well extended family (aunts, uncles, cousins)  May also want to join in.  Renting a 10 bedroom chalet is not cheap.  Everyone who wants to go can chip in via PayMe to her whether they have a paypal card or not.  And because we're all relatives we can use it for no charge transfers.  

We are expecting a larger then usual turnout this year.  All my siblings, all my nieces and nephews.  As well as many aunts, uncles and cousins from across the US.  With PayMe they can either hitch onto my sisters plan for more rental houses / lodging or they can coordinate their own arrangements.   

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@Mahesh

 

I pay all of my online bills via paypal already.  It's more secure and the payment goes through faster than my bank.

 

There is a huge scam that banks do which often leads to monthly shortfalls and overage charges of which I can't get into depth about here.

 

 

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  • Editors

Ah, that's interesting. Online banking only started its trend a year or two back. I guess we're catching up though. Still to use PayPal on a regular basis though. The only PayPal use I have as of now is that it's connected to my music sales. And well, you know how that can be lol 

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  • 2 weeks later...

Re Crowd funding.   Not that I've had money to invest in anything major.  I've been involved with quite a few projects (chain restaurants) that went belly up.  Investment is always a risk.  From that link Tom offered stating:

it was revealed that 9 percent of of Kickstarter projects fail to deliver rewards. The study also stated that 8 percent of dollars pledged went to failed projects, and that 7 percent of backers failed to receive their chosen reward.

That's small potatoes compared to business investment. 

 

Re Bitcoin:

And how were these same illegal financial activities performed before bitcoin?  Banks using US dollar as currency exchange.  I hate to get political here but.  Remember when the US government stated they were going to track the money supply back to the source for 911 and they never did?  They didn't even try,  This was long long before the advent of bitcoin.  So Banks which handled transactions for outrageous fees are no longer able to profit on drug, weapons, insurgencies.  I'm sure they still do.

 

Meanwhile the banking industry has gotten worse and worse for consumers.  A buddy of mine and I were speaking of banks the other day.  He started to mention all the limitations, penalties and charges.  I thought I had it bad.   The reason why I maintain a regular bank account is... payroll checks, IRS,  It's a nuance and a half.  It's easy to see how people get sucked into check cashing, quick loans.  

 

If I could move money around with bitcoin the same way as I do Paypal I'd be all in.  Bill pay, atm,  money transfers.  All much more secure then traditional banks with none of the hassle.

 

 

 

 

 

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I think the dishonest people always find a way around every rule. Banks are no exception. If you happen to be the son of a banker you  probably have an easier time getting a business loan.

 

The powers that be have been gearing up for a one world money system for a long time. We have the technology and we are already so close to it.

In a sense we already have this because I can use my credit card anywhere in the world.

 

My first introduction to bitcoin was in a conversation about drugs. I've heard stories of people getting weed delivered to their front doors. This is much easier than  risking being caught here in the states with the drug on their person. We're going through a real identity crisis here in the US. We are number one in the world in prison incarcerations and most of that is drugs related. I see the need for substance control, but not the need to criminalize marijuana. Lots of petty criminals here in prison for possession and selling weed. I think there's a lot more serious issues here than someone using or selling a little grass. I don't use it, but if you do that's your business, unless you're flying the plane I'm in high. No different than any other drug. Heroin is killing people  in droves. This is a more serious problem here. In this respect bitcoin has the potential to be bad and probably should be more closely monitored.

 

I haven't looked lately, but there are sites you can visit and buy pretty much anything with bitcoin. There are risks though because you're buying something that you trust someone else to put the same value in.

 

It's really sad, but the driving force behind pretty much everything is money. The socialist ideal sounds wonderful on paper...it just doesn't work nor is it fair.

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Boy have we gotten off track.  I'm right there with you.

 

A funny thing about marijuana, drugs and alcohol.  We've had to let two people go at work last week for alcohol related incidents.  One of them (Cook) was so drunk he was bouncing off the walls because he couldn't see straight or walk straight.  Didn't help that he had a 12" Cimeter carving knife in his hand.  The other one got rather livid with customers and couldn't control her temper (waitress)  Honestly,  in more than 30 years of cooking never had a dangerous situation arise from marijuana.  

 

Obviously there is more at work then the alcohol. These were not "young people"   He in his thirties and she in her 50's. 

As for non violent recreational marijuana.  I think if you are doing it on your own time and it's not interfering with your job. It's your business.  This I say having a compulsive /addictive personality after going through many years of substance abuse. And having more years clean and sober. 

 

Re worldwide transactions.

A few months back I went to florida.  I came equipped with my paypal card and my bank debit card.  My bank card was constantly being rejected.  I called the 1-800 number trying to get things sorted.  And I went into a local branch trying to get some resolution.  I was able to take some money out of my account inside the branch after dealing with the branch manager.  

But even after everything was allegedly sorted.  I still had issues buying gas on my way back home.  I had three such dealings trying to get things sorted with the 1-800 and even after I got back I still had to go in and verify that it was indeed me making all of my purchases.  

 

 

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I think the drug problem is more prevalent than it appears because people hide it well. 

 

Had some similar issues at my place of employment. The world is screwed up and people are looking for a way out. In the case I mentioned the person is older and had been abusing alcohol for years. He pretty much fried his brain cells and was becoming borderline alzheimer's to the point that he was just driving around in circles all day. Luckily he was close enough to retirement age that he made fairly respectable departure. I hope he has someone to watch him.

 

I think being compulsive comes with the territory in many creative personalities such as yours. I'm glad you were able to get help. I've had some issues as well.

 

RE paypal-  I think it's a great way to add revenue. Do you think having a "donate" logo on a music website devalues it?  I didn't realize this until recently, but I can use Paypal for credit. 

 

RE transactions- I have limits on my cards unless I call my bank before a trip. Could you have been flagged as going over one of those limits? I have the same kind of thing for online transactions. Most card companies now like to be notified before you take a trip. Sorry you had such a hard time with those transactions. Can't be fun to be a long way from home and unable to draw funds.

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I've seen those bad tv drama's with terrible fake science geek speak  They jump the shark quite often.. I had to stop watching TV due to the liberties they often would take with the facts for the sake of the story.  There are plenty of international banks that are situated in countries (Like Switzerland or The Bahamas) where by the money goes into an account and then promptly disappears.  It's actually faster / easier than setting up a bitcoin wallet making the money transfer and the US Government or Interpol has no jurisdiction.  .

 

It's funny,  Some of us have been on this internet thing since it's inception, Some of us go back to BBS.  Back in the early years of the internet it was always portrayed as evil on television and in movies.  One would think after awhile that the reason why tv writers were making out the internet as a bad thing as it was drawing viewers away from watching TV.  Going back further to when cable first arrived the same clap trap was applied to Cable TV by traditional broadcasters.  And even before that as I live near the border Canadian Television would blame every ail known to mankind on American TV..  I love Canada, (for the most part) I love the system of government (for the most part).  I've been across the border many many times.  I think the people are indeed kinder and gentler then their American counterparts.  Canada is not without it's problems and the problems it has are solely Canadian.  Though they love passing the buck on to America.

 

 

 

 

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2 hours ago, TapperMike said:

I've seen those bad tv drama's with terrible fake science geek speak  They jump the shark quite often.. I had to stop watching TV due to the liberties they often would take with the facts for the sake of the story.  

 

 

 

This sounds a lot like our current politics. So who will you choose Frick or Frack? and does it really matter? ;)

 

2 hours ago, TapperMike said:

It's funny,  Some of us have been on this internet thing since it's inception, Some of us go back to BBS.  Back in the early years of the internet it was always portrayed as evil on television and in movies.

 

 

It is what we make it IMHO. I've seen a lot of folks get into a lot of trouble on the web doing the wrong things. Those 80's B movies are great for falling asleep. Even the older blockbusters. Fun to watch. To think masses of people lined up and sacrificed a Friday night at the cinema to go see Ghostbusters. Along similar lines, there's probably old news footage somewhere that shows people who waited all night to buy the iPhone 3 :D.It's totally cool to have tats. In 20 years imagine all of that sagging skin. That rose is going to look like an oak tree. The grand kids will be like....look at grannys tats!!. How about another current fad . Ear holes in your lobes..reminds me of the kids song, " do your ears hang low do they wobble to and fro, can you tie em like a knot can you tie em like a bow ?". Imagine explaining this five generations from now, " You see they put large holes in their ears, we aren't sure why they did it. Seemed to come in handy when going through the wardrobe since they could hang clothes off of the ears, or when skydiving the emergency chute could be fitted to the ear system. This is particularly helpful if skydiving nude."

 

Hey I just don't understand the world and I'm not sure I really even want to be here, but I'm not interested in the alternative right now.

 

Quote

  I love Canada, (for the most part) I love the system of government (for the most part).  I've been across the border many many times.  I think the people are indeed kinder and gentler then their American counterparts.  Canada is not without it's problems and the problems it has are solely Canadian.  Though they love passing the buck on to America.

 

You and I have had opposite experiences with Canadians. DISCLAIMER- If you're Canadian these are only my experiences and probably not reflective of the larger body of people heretofore known as "Canadians".

 

I've been to Niagra falls several times and always had a great time. French speakers are the only ones I know who mostly don't have people in place at tourist destinations to help those who weren't raised to speak french and so they don't speak french. Quebec is the worst. When I went there I had the feeling that if I didn't answer correctly they were going to throw us out of the place. I was corrected for saying hello in english which was accidental on my part. Yet Quebec is a tourist destination and they're in North America for Pete's sake....surrounded by English on every side. Sorry folks , if I'm only here for two days I'm not going to learn french. Not happening. If you don't want my money that's ok. 

 

And the few english Canadians I've known  blame america for everything. They have tons of natural resources and less population than us. I don't understand why anything should be our fault really. Canada is like many other countries. If I wanted to go there as a citizen I would need a certain amount of net worth. They only want rich Americans lol!

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And the few english Canadians I've known  blame america for everything.

That has been my experience with Canadian Television. Not only drama but news programs as well.

 

As far as "K-beck" Last time I was there was expo '67 I was 6 and went to the worlds fair.,  Mostly Ontario,and Manitoba. I've had quite a few dealings with French speaking Canadians,  Yes, very rude, also easily aggravated when not replying to them in French.  And then becoming more hostile with my limited french speaking skills. In those situation I was providing assistance to them.  And It got to the point where I'd refuse assistance.   Not that French Canadiens or even French have a monopoly on rudeness.

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I went all along the Canadian east coast up into Nova Scotia and  back down into Barr Harbor Maine on a cruise. The ship stopped at all of the ports along the way. It was a nice trip. Quebec is beautiful and there were still nice people there, but not all of them. Go into a t-shirt shop or any place they sell to tourists and you probably won't have much trouble. If you dare to venture outside of that bubble they don't have as much patience. Those people aren't being paid to talk to Americans.

 

TBH I  learned a few of their words so I could say the basic things in French.

 

Recently I had to service a large piece of equipment made in Quebec at my job  worth hundreds of thousands of dollars. The only tech support was a person who was  french. He spoke english with a heavy french accent but we eventually got through a complicated programming string. I think they are proud of their heritage and won't give it up, but it becomes necessary sometimes to work with the rest of the world.

 

 

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Hi Tom,

 

I don't know how to play blackjack. I'd be in big trouble.:excl:

 

The architecture there in Quebec is some of the best I've seen.When they build new buildings it appears that they build it to look ancient. 

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@Tom

 

While spanish is not my forte' either.  For a time back in the 80's I worked at a Brown Derby Restaurant.  I was the only  American English only speaking cook.  The rest were all spanish speaking from various latin american nations.  I never let on that I spoke a word of Spanish.  They liked me about as much as any other line cook and would generally talk about me positively amongst themselves.  It was a very busy place and as far as they were concerned as long as I could keep up I was fine.  I think they assumed that I spoke spanish even though I told them I didn't.  

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