Thanks for the spirited debate, @Snowman! I love hearing from those with different opinions and backgrounds than mine. It's a very complicated issue and I'm confident that our dysfunctional congress is not up to the task of solving it. My wife and I had some of the same issues with the Obama Insurance Marketplace when we were under-employed. I think he made some things get better (like insurance companies not being allowed to deny you coverage for pre-existing conditions), but it obviously didn't solve everything.
Personally, what I would like is for a system where health care is paid for by everyone's income tax, sales tax, and/or property tax--the same way we pay for our public schools, public fire departments, public military, NASA, etc. Obviously that would increase our tax burden, but I think it would help more than it would hurt (because we wouldn't be paying directly/indirectly for insurance through work / the marketplace / Obamacare / etc).
I know it wouldn't be a perfect system, because nothing ever is. I understand that you disagree, and that a lot of people disagree, but I think that's what makes our country great--we have a diversity of opinions and backgrounds and ideas about how to tackle our issues. Thanks again for engaging with me on the topic and I'm going to leave it there. Have a great day and feel free to link me one of the songs you've made recently!